Debt collection does not have to involve fear or intimidation. When dealing with ARS National Services, watch for excessive phone calls or calls made at inconvenient hours, as these may violate federal law. Collectors also cannot use false threats, such as claiming you will be arrested or that your wages will be garnished, unless those actions are legally permitted and planned. Anothe... https://protectionforconsumers.com/stop-ars-national-services-harassment/